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Eastern Connecticut Real Estate Specialists

HST Home Selling Team

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When Size Matters. Your Credit Score and How To Improve It

Credit Score Factors Pie Chart

Your credit score can range between 200 and 850.  The higher number here the better.  If you want to apply for a mortgage you should shoot for 620 or above.  You could pay up to 1% more for a lower [...]

Trigger Happy: Credit Bureaus, Lenders and Your Data

From the ashes of the massive Equifax data breach of 148,000 million consumers and the Trump administration ongoing attempts to weaken or gut the Consumer Financial Protection Bureau and Dodd Frank, rises the “Trigger Lead” —your mortgage inquiry sold to the highest bidder in the shortest amount of time— to tempt you with better (or worse) [...]